For those with debt trouble, considering consolidating their debts is often seen as a last resort. I am not sure if there is a certain amount of taboo attached to debt consolidation or that society in general consider this as the final nail in the coffin when it comes to their finances. Whatever it is, [...]
The key to good financial and debt management is organisation. I expect like most, you know how much income you’re going to receive within the month and know how much is going out for your utility bills and rent etc, but do you know how much is going out for your loans and credit cards? [...]
It never ceases to amaze me when people opt to put their money into their basic savings account rather than using the funds to clear debt. I am not sure if this is for financial security or just that people in general like to have savings, just to have savings. I have come across several [...]
New Years Resolutions are very common and aside from dieting, the most common resolution is to get out of debt. Everyone wants to do it (those with debt anyway), but people seldom do anything about it. I guess it’s quite comparable to dieting in that respect. I think people decide to live with their debt [...]