One can get in debt for various reasons – accident, loss of job, illness, marriage, divorce and others. If one has trouble paying the debt then you may find yourself becoming anxious or depressed. If this happens, it is good to always ask for debt advice from professionals.
If you found yourself in a debt and [...]
The key to good financial and debt management is organisation. I expect like most, you know how much income you’re going to receive within the month and know how much is going out for your utility bills and rent etc, but do you know how much is going out for your loans and credit cards? [...]
It never ceases to amaze me when people opt to put their money into their basic savings account rather than using the funds to clear debt. I am not sure if this is for financial security or just that people in general like to have savings, just to have savings. I have come across several [...]
I expect if you’ve been searching for how to get out of debt or to become 100% debt free, you have probably read tens if not hundreds of different articles on methods of getting out of debt and have no doubt read lots of sales blurb from companies who claim they can get you out [...]
If you’re looking to get debt free, you don’t need to find a lump sum payment, windfall or lottery win - you just need to manage your existing debt better and in effect, make payments on it that do indeed go towards clearing the debt itself as opposed to just paying back interest. This is [...]